A recent online article in the Independent news reported that Visa and MasterCard are working on a new protocol for improving the security of online transactions1. Please note that this is not a new protocol, but an update to the existing 3-D Secure (3DS) protocol. The article and accompanying comments further indicate that issuers may be encouraged or mandated to move away from using static passwords. The sophistication of fraud and the desire for an improved customer experience has already led a significant number of CA Technologies customers to choose CA “Zero-Touch” authentication and move away from the use of static passwords. Those customers that continue to use the static password have a number of alternatives from CA Technologies covered in this document.
For more information on CA Security solutions, please visit: Payment Security - CA Technologies